Mortgage

PSB Bank Mortgage – Nothing compares!

Whether you are a first-time buyer looking for a new mortgage or aiming to switch home loans at the end of a deal with an existing lender, you want to find the best option to meet your needs.

 

That's not always as easy as it seems: The financial situation has had a massive impact on the mortgage market: there are fewer loans available and lenders are more cautious about the amount they'll lend and whom they'll offer mortgages to.


Come and visit us. One of our Customer Service Specialists (CSS) will discuss your needs and recommend a mortgage based on your personal situation. 

The possibilities are endless. We can arrange for 100% financing and the mortgage loan can be repaid within a maximum period of 35 years or until the age of 65.

Our specialists will provide you with professional assistance, such as tailoring a mortgage to your needs, assist in the search of a notary, provide you with adequate insurance coverage and we can also mediate with building material suppliers.

PSB Bank Mortgage Features:

• Competitive interest rates
• Repayment term of 30 years up to 35 years;  
• 100% financing possible with a FGBK guarantee (for Curacao mortgages only) 

To apply for a PSB Bank Mortgage:

To be eligible for a mortgage loan, applicants must meet several criteria and provide the following documentation: 

• Applicants should be 18 years and older;
• Valid identification such as I.D. card, passport or driver’s license;
• Residence permit for an indefinite period for non-Dutch passport holders;
• Copy of certificate of ad-measurements (meetbrief);
• Copy of an appraisal report, not older than 6 months;
• 2 most recent pay slips;
• 2 most recent bank statements;
• Statements of other outstanding loan balances;
• A job confirmation letter of permanent employment;
• A valid offer or a temporary purchase/sale agreement;
• Marriage certificate or a notarized cohabitation agreement;
• In the event of construction a building permit, building plans and a construction estimate are required.